UTIB0005260 — Axis Bank, Giaspura Ludhiana
UTIB0005260 is the IFSC code of Axis Bank, Giaspura Ludhiana branch, Ludhiana, Punjab. MICR 141211048. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005260 |
|---|---|
| Bank | Axis Bank |
| Branch | Giaspura Ludhiana |
| Address | GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141211048 |
| SWIFT code | — |
| Phone | +919814443599 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Ludhiana
- Addadakha ,punjab — UTIB0000197
- Bagga Kalan — UTIB0005801
- Bahadurke Road — UTIB0004352
- Bajra — UTIB0004178
- Baran Hara — UTIB0001984
- Barewal Road — UTIB0005956
- Benjamin Road Branch — UTIB0005809
- Bhagwanpura — UTIB0005065
- Bhamian Kalan — UTIB0002395
- Bhamipura Kalan — UTIB0002460
- Bhatta Dhua — UTIB0002138
- Brahman Majra — UTIB0002475
How to read IFSC UTIB0005260
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005260 | Branch code – Giaspura Ludhiana, Ludhiana |
The MICR code 141211048 is printed at the bottom of cheques from this branch: 141 is the city code, 211 the bank code and 048 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Giaspura Ludhiana
Payments this branch can receive using IFSC UTIB0005260:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005260.
Questions about IFSC UTIB0005260
What is the IFSC code of Axis Bank, Giaspura Ludhiana branch?
The IFSC code of Axis Bank, Giaspura Ludhiana branch (Ludhiana, Punjab) is UTIB0005260.
What is the MICR code of Axis Bank, Giaspura Ludhiana?
The MICR code of this branch is 141211048.
Where is Axis Bank, Giaspura Ludhiana branch located?
The branch address is GROUND FLOOR, SUA ROAD, GIASPURA, LUDHIANA, PUNJAB 1410014 (Punjab).
Does UTIB0005260 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.