UTIB0005159 — Axis Bank, M G Road Kochi
UTIB0005159 is the IFSC code of Axis Bank, M G Road Kochi branch, Ernakulam, Kerala. MICR 682211028. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005159 |
|---|---|
| Bank | Axis Bank |
| Branch | M G Road Kochi |
| Address | 38 1581 RAVIS ARCADE , PADMA JUNCTION , M G ROAD ,ERNAKULAM |
| City | Ernakulam |
| District | Ernakulam |
| State | Kerala |
| MICR code | 682211028 |
| SWIFT code | — |
| Phone | +914844196500 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Ernakulam
- Aluva ,kerala — UTIB0000485
- Angamaly — UTIB0001646
- Ayyappankavu — UTIB0006013
- Banerjee Road — UTIB0003715
- Cyberpark Kakkanad — UTIB0006509
- Edappally — UTIB0003197
- Elamakkara — UTIB0003578
- Infopark Branch — UTIB0003426
- Jawaharnagar — UTIB0003377
- Kadavanthara — UTIB0003714
- Kalady — UTIB0003212
- Kalamaserry — UTIB0001647
How to read IFSC UTIB0005159
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005159 | Branch code – M G Road Kochi, Ernakulam |
The MICR code 682211028 is printed at the bottom of cheques from this branch: 682 is the city code, 211 the bank code and 028 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, M G Road Kochi
Payments this branch can receive using IFSC UTIB0005159:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005159.
Questions about IFSC UTIB0005159
What is the IFSC code of Axis Bank, M G Road Kochi branch?
The IFSC code of Axis Bank, M G Road Kochi branch (Ernakulam, Kerala) is UTIB0005159.
What is the MICR code of Axis Bank, M G Road Kochi?
The MICR code of this branch is 682211028.
Where is Axis Bank, M G Road Kochi branch located?
The branch address is 38 1581 RAVIS ARCADE , PADMA JUNCTION , M G ROAD ,ERNAKULAM (Kerala).
Does UTIB0005159 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.