UTIB0005148 — Axis Bank, Friends Colony Karnal
UTIB0005148 is the IFSC code of Axis Bank, Friends Colony Karnal branch, Karnal, Haryana. MICR 132211114. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005148 |
|---|---|
| Bank | Axis Bank |
| Branch | Friends Colony Karnal |
| Address | GROUND FLOOR, PLOT NO 3, PART OF PLOT NO 4, FRIENDS COLONY, KAITHAL ROAD KARNAL HARYANA 132001 |
| City | Karnal |
| District | Karnal |
| State | Haryana |
| MICR code | 132211114 |
| SWIFT code | — |
| Phone | +919315518973 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Karnal
- Alipur Khalsa — UTIB0005933
- Arainpura — UTIB0002416
- Assandh — UTIB0004066
- Basdhara — UTIB0001754
- Bastali — UTIB0001755
- Gharaunda — UTIB0004175
- Jai Singh Pura — UTIB0002089
- Karnal — UTIB0001956
- Karnal — UTIB0005790
- Karnal ,haryana — UTIB0000394
- Karnal Sector Tweleve — UTIB0003628
- Kunjpura Road Karnal — UTIB0006158
How to read IFSC UTIB0005148
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005148 | Branch code – Friends Colony Karnal, Karnal |
The MICR code 132211114 is printed at the bottom of cheques from this branch: 132 is the city code, 211 the bank code and 114 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Friends Colony Karnal
Payments this branch can receive using IFSC UTIB0005148:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005148.
Questions about IFSC UTIB0005148
What is the IFSC code of Axis Bank, Friends Colony Karnal branch?
The IFSC code of Axis Bank, Friends Colony Karnal branch (Karnal, Haryana) is UTIB0005148.
What is the MICR code of Axis Bank, Friends Colony Karnal?
The MICR code of this branch is 132211114.
Where is Axis Bank, Friends Colony Karnal branch located?
The branch address is GROUND FLOOR, PLOT NO 3, PART OF PLOT NO 4, FRIENDS COLONY, KAITHAL ROAD KARNAL HARYANA 132001 (Haryana).
Does UTIB0005148 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.