UTIB0005092 — Axis Bank, Bhilo Ki Khedi
UTIB0005092 is the IFSC code of Axis Bank, Bhilo Ki Khedi branch, Ratlam, Madhya Pradesh. MICR 457211004. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0005092 |
|---|---|
| Bank | Axis Bank |
| Branch | Bhilo Ki Khedi |
| Address | SHOP NO 1 SURVEY NO 594 2 1 NEAR SHANI MANDIR, BODINA RAAD, VILLAGE BHILO KI KHEDI, TEHSIL SAILANA |
| City | Ratlam |
| District | Sailana |
| State | Madhya Pradesh |
| MICR code | 457211004 |
| SWIFT code | — |
| Phone | +919243234663 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Ratlam
- Jaora — UTIB0002660
- Lakkad Pitha Ratlam — UTIB0004134
- Ratlam ,madhya Pradesh — UTIB0000463
- Ratlam Eighty Feet Road — UTIB0005812
How to read IFSC UTIB0005092
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 005092 | Branch code – Bhilo Ki Khedi, Ratlam |
The MICR code 457211004 is printed at the bottom of cheques from this branch: 457 is the city code, 211 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Bhilo Ki Khedi
Payments this branch can receive using IFSC UTIB0005092:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0005092.
Questions about IFSC UTIB0005092
What is the IFSC code of Axis Bank, Bhilo Ki Khedi branch?
The IFSC code of Axis Bank, Bhilo Ki Khedi branch (Ratlam, Madhya Pradesh) is UTIB0005092.
What is the MICR code of Axis Bank, Bhilo Ki Khedi?
The MICR code of this branch is 457211004.
Where is Axis Bank, Bhilo Ki Khedi branch located?
The branch address is SHOP NO 1 SURVEY NO 594 2 1 NEAR SHANI MANDIR, BODINA RAAD, VILLAGE BHILO KI KHEDI, TEHSIL SAILANA (Madhya Pradesh).
Does UTIB0005092 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.