UTIB0004869 — Axis Bank, Nichi Bagh
UTIB0004869 is the IFSC code of Axis Bank, Nichi Bagh branch, Varanasi, Uttar Pradesh. MICR 221211012. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004869 |
|---|---|
| Bank | Axis Bank |
| Branch | Nichi Bagh |
| Address | GF AND FF, BUILDING NO CK 59 BY 13, 13A, NICHI BAGH, WARD CHOWK, VARANASI 221001 UTTAR PRADESH |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| MICR code | 221211012 |
| SWIFT code | — |
| Phone | +919838201591 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Varanasi
- Ashok Nagar Pandeypur Varanasi — UTIB0005327
- Baragaon — UTIB0006176
- Bhitti — UTIB0002547
- Chowk Varanasi — UTIB0002159
- Domari — UTIB0004660
- Hardattpur — UTIB0002548
- Lahartara Varanasi — UTIB0005650
- Lahurabeer — UTIB0005983
- Lanka ,varanasi, Uttar Pradesh — UTIB0000856
- Mahmoorganj Varanasi — UTIB0002133
- Maqbool Alam Road — UTIB0001691
- Pilikothi — UTIB0006485
How to read IFSC UTIB0004869
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004869 | Branch code – Nichi Bagh, Varanasi |
The MICR code 221211012 is printed at the bottom of cheques from this branch: 221 is the city code, 211 the bank code and 012 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Nichi Bagh
Payments this branch can receive using IFSC UTIB0004869:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004869.
Questions about IFSC UTIB0004869
What is the IFSC code of Axis Bank, Nichi Bagh branch?
The IFSC code of Axis Bank, Nichi Bagh branch (Varanasi, Uttar Pradesh) is UTIB0004869.
What is the MICR code of Axis Bank, Nichi Bagh?
The MICR code of this branch is 221211012.
Where is Axis Bank, Nichi Bagh branch located?
The branch address is GF AND FF, BUILDING NO CK 59 BY 13, 13A, NICHI BAGH, WARD CHOWK, VARANASI 221001 UTTAR PRADESH (Uttar Pradesh).
Does UTIB0004869 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.