UTIB0004531 — Axis Bank, Chandni Chowk
UTIB0004531 is the IFSC code of Axis Bank, Chandni Chowk branch, Kolkata, West Bengal. MICR 700211168. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004531 |
|---|---|
| Bank | Axis Bank |
| Branch | Chandni Chowk |
| Address | GROUND FLOOR HOUSE NO 8 BARICK BHAWAN CR AVENUE BESIDE EMALL PO PRINCEP ST PS BOWBAZAR |
| City | Kolkata |
| District | Kolkata |
| State | West Bengal |
| MICR code | 700211168 |
| SWIFT code | — |
| Phone | +919831390657 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Kolkata
- Ajc Bose Road — UTIB0005665
- Akanksha More Rajarhat — UTIB0004480
- Akra Fatak, Kolkata — UTIB0001926
- Alipore — UTIB0006263
- Axis Bank — UTIB0006398
- B L Saha Road — UTIB0005591
- B T Road — UTIB0005805
- Baghajatin — UTIB0004161
- Baghbazar — UTIB0005588
- Baguiati — UTIB0000026
- Bakultala — UTIB0005442
- Ballygunj Phari — UTIB0003707
How to read IFSC UTIB0004531
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004531 | Branch code – Chandni Chowk, Kolkata |
The MICR code 700211168 is printed at the bottom of cheques from this branch: 700 is the city code, 211 the bank code and 168 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Chandni Chowk
Payments this branch can receive using IFSC UTIB0004531:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004531.
Questions about IFSC UTIB0004531
What is the IFSC code of Axis Bank, Chandni Chowk branch?
The IFSC code of Axis Bank, Chandni Chowk branch (Kolkata, West Bengal) is UTIB0004531.
What is the MICR code of Axis Bank, Chandni Chowk?
The MICR code of this branch is 700211168.
Where is Axis Bank, Chandni Chowk branch located?
The branch address is GROUND FLOOR HOUSE NO 8 BARICK BHAWAN CR AVENUE BESIDE EMALL PO PRINCEP ST PS BOWBAZAR (West Bengal).
Does UTIB0004531 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.