UTIB0004242 — Axis Bank, Arraha
UTIB0004242 is the IFSC code of Axis Bank, Arraha branch, Araria, Bihar. MICR 854211004. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004242 |
|---|---|
| Bank | Axis Bank |
| Branch | Arraha |
| Address | GROUND FLOOR WARD NO 03 NEAR PANCHAYAT BHAWAN ARRAHA BAZAR HAAT PO PARWAHA FORBESGANJ DIST ARARIA 854318 |
| City | Araria |
| District | Forbesganj |
| State | Bihar |
| MICR code | 854211004 |
| SWIFT code | — |
| Phone | +919304116200 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Araria
- Araria — UTIB0002154
- Forbesganj — UTIB0003178
- Sawaldeh — UTIB0004243
How to read IFSC UTIB0004242
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004242 | Branch code – Arraha, Araria |
The MICR code 854211004 is printed at the bottom of cheques from this branch: 854 is the city code, 211 the bank code and 004 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Arraha
Payments this branch can receive using IFSC UTIB0004242:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004242.
Questions about IFSC UTIB0004242
What is the IFSC code of Axis Bank, Arraha branch?
The IFSC code of Axis Bank, Arraha branch (Araria, Bihar) is UTIB0004242.
What is the MICR code of Axis Bank, Arraha?
The MICR code of this branch is 854211004.
Where is Axis Bank, Arraha branch located?
The branch address is GROUND FLOOR WARD NO 03 NEAR PANCHAYAT BHAWAN ARRAHA BAZAR HAAT PO PARWAHA FORBESGANJ DIST ARARIA 854318 (Bihar).
Does UTIB0004242 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.