UTIB0004038 — Axis Bank, Aliganj Sector K
UTIB0004038 is the IFSC code of Axis Bank, Aliganj Sector K branch, Lucknow, Uttar Pradesh. MICR 226211023. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0004038 |
|---|---|
| Bank | Axis Bank |
| Branch | Aliganj Sector K |
| Address | PLOT NO B 7 18 SECTOR K ALIGANJ |
| City | Lucknow |
| District | Lucknow |
| State | Uttar Pradesh |
| MICR code | 226211023 |
| SWIFT code | — |
| Phone | +915224306701 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Lucknow
- Aashiana — UTIB0001878
- Alambagh, Lucknow — UTIB0000712
- Amethia Salempur — UTIB0002536
- Aminabad Lucknow — UTIB0004718
- Ashok Marg Lucknow — UTIB0005100
- Bakshi Ka Talab — UTIB0005233
- Balaganj — UTIB0005508
- Banthra — UTIB0006307
- Bharwara — UTIB0002521
- Bhelupura — UTIB0005512
- Bijnor Road Lucknow — UTIB0006542
- Bindki Fatehpur — UTIB0003399
How to read IFSC UTIB0004038
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 004038 | Branch code – Aliganj Sector K, Lucknow |
The MICR code 226211023 is printed at the bottom of cheques from this branch: 226 is the city code, 211 the bank code and 023 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Aliganj Sector K
Payments this branch can receive using IFSC UTIB0004038:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0004038.
Questions about IFSC UTIB0004038
What is the IFSC code of Axis Bank, Aliganj Sector K branch?
The IFSC code of Axis Bank, Aliganj Sector K branch (Lucknow, Uttar Pradesh) is UTIB0004038.
What is the MICR code of Axis Bank, Aliganj Sector K?
The MICR code of this branch is 226211023.
Where is Axis Bank, Aliganj Sector K branch located?
The branch address is PLOT NO B 7 18 SECTOR K ALIGANJ (Uttar Pradesh).
Does UTIB0004038 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.