UTIB0003840 — Axis Bank, Cuncolim Goa
UTIB0003840 is the IFSC code of Axis Bank, Cuncolim Goa branch, South Goa, Goa. MICR 403211018. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0003840 |
|---|---|
| Bank | Axis Bank |
| Branch | Cuncolim Goa |
| Address | GROUND FLOOR, SURVEY NO.2.1, H. NO. 10.73.A2, MARKET ROAD, CUNCOLIM 403 703, SALCETE, DIST. SOUTH GOA STATE GOA |
| City | South Goa |
| District | Cuncolim |
| State | Goa |
| MICR code | 403211018 |
| SWIFT code | — |
| Phone | +911801035577 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in South Goa
- Canacona — UTIB0006178
- Curchorem — UTIB0005577
- Margao ,goa — UTIB0000121
- Vasco ,marmgagao ,goa — UTIB0000187
- Verna — UTIB0003682
How to read IFSC UTIB0003840
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003840 | Branch code – Cuncolim Goa, South Goa |
The MICR code 403211018 is printed at the bottom of cheques from this branch: 403 is the city code, 211 the bank code and 018 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Cuncolim Goa
Payments this branch can receive using IFSC UTIB0003840:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0003840.
Questions about IFSC UTIB0003840
What is the IFSC code of Axis Bank, Cuncolim Goa branch?
The IFSC code of Axis Bank, Cuncolim Goa branch (South Goa, Goa) is UTIB0003840.
What is the MICR code of Axis Bank, Cuncolim Goa?
The MICR code of this branch is 403211018.
Where is Axis Bank, Cuncolim Goa branch located?
The branch address is GROUND FLOOR, SURVEY NO.2.1, H. NO. 10.73.A2, MARKET ROAD, CUNCOLIM 403 703, SALCETE, DIST. SOUTH GOA STATE GOA (Goa).
Does UTIB0003840 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.