UTIB0003122 — Axis Bank, Chhani
UTIB0003122 is the IFSC code of Axis Bank, Chhani branch, Vadodara, Gujarat. MICR 390211020. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0003122 |
|---|---|
| Bank | Axis Bank |
| Branch | Chhani |
| Address | GROUND FLOOR ADITYA II CHHANI CHHANI JAKAT NAGAR VADODARA GUJARAT PIN 390002 |
| City | Vadodara |
| District | Chhani |
| State | Gujarat |
| MICR code | 390211020 |
| SWIFT code | — |
| Phone | +918980800382 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Vadodara
- Ajwa Road Vadodara — UTIB0004627
- Akota, Vadodara — UTIB0001144
- Akshar Pavilion Road — UTIB0005086
- Alipura — UTIB0001947
- Atladara — UTIB0002859
- Dabhoi — UTIB0003851
- Dandia Bazar — UTIB0003074
- Darbar Chokdi — UTIB0006186
- Diwalipura — UTIB0003139
- Gorwa — UTIB0003814
- Gotri Sevasi Road — UTIB0005059
- Harni Airport Road — UTIB0003123
How to read IFSC UTIB0003122
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003122 | Branch code – Chhani, Vadodara |
The MICR code 390211020 is printed at the bottom of cheques from this branch: 390 is the city code, 211 the bank code and 020 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Chhani
Payments this branch can receive using IFSC UTIB0003122:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0003122.
Questions about IFSC UTIB0003122
What is the IFSC code of Axis Bank, Chhani branch?
The IFSC code of Axis Bank, Chhani branch (Vadodara, Gujarat) is UTIB0003122.
What is the MICR code of Axis Bank, Chhani?
The MICR code of this branch is 390211020.
Where is Axis Bank, Chhani branch located?
The branch address is GROUND FLOOR ADITYA II CHHANI CHHANI JAKAT NAGAR VADODARA GUJARAT PIN 390002 (Gujarat).
Does UTIB0003122 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.