UTIB0003053 — Axis Bank, Palampur
UTIB0003053 is the IFSC code of Axis Bank, Palampur branch, Kangra, Himachal Pradesh. MICR 176211102. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0003053 |
|---|---|
| Bank | Axis Bank |
| Branch | Palampur |
| Address | 1ST FL KHEWAT KHATUNI 135203 KHASRA 1401 HADHBAST 2601 BAIZNATH ROAD TEHSIL PALAMPUR KANGRA HP 176061 |
| City | Kangra |
| District | Palampur |
| State | Himachal Pradesh |
| MICR code | 176211102 |
| SWIFT code | — |
| Phone | +918427201198 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Kangra
- Birta Kangra — UTIB0005528
- Dharamshala — UTIB0003277
- Nagrota Bagwan — UTIB0006091
- Nurpur — UTIB0005275
How to read IFSC UTIB0003053
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003053 | Branch code – Palampur, Kangra |
The MICR code 176211102 is printed at the bottom of cheques from this branch: 176 is the city code, 211 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Palampur
Payments this branch can receive using IFSC UTIB0003053:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0003053.
Questions about IFSC UTIB0003053
What is the IFSC code of Axis Bank, Palampur branch?
The IFSC code of Axis Bank, Palampur branch (Kangra, Himachal Pradesh) is UTIB0003053.
What is the MICR code of Axis Bank, Palampur?
The MICR code of this branch is 176211102.
Where is Axis Bank, Palampur branch located?
The branch address is 1ST FL KHEWAT KHATUNI 135203 KHASRA 1401 HADHBAST 2601 BAIZNATH ROAD TEHSIL PALAMPUR KANGRA HP 176061 (Himachal Pradesh).
Does UTIB0003053 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.