UTIB0003048 — Axis Bank, Athgaon
UTIB0003048 is the IFSC code of Axis Bank, Athgaon branch, Kamrup Metropolitan, Assam. MICR 781211015. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0003048 |
|---|---|
| Bank | Axis Bank |
| Branch | Athgaon |
| Address | DUGAR COMPLEX AT SC ROAD NEAR RANI SATI MANDIR |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| MICR code | 781211015 |
| SWIFT code | — |
| Phone | +913612481222 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Kamrup Metropolitan
- Bijoynagar — UTIB0002562
- Khanapara — UTIB0001297
- Lal Ganesh — UTIB0002965
- Rehabari — UTIB0003097
- Zoo Road — UTIB0001298
How to read IFSC UTIB0003048
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003048 | Branch code – Athgaon, Kamrup Metropolitan |
The MICR code 781211015 is printed at the bottom of cheques from this branch: 781 is the city code, 211 the bank code and 015 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Athgaon
Payments this branch can receive using IFSC UTIB0003048:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0003048.
Questions about IFSC UTIB0003048
What is the IFSC code of Axis Bank, Athgaon branch?
The IFSC code of Axis Bank, Athgaon branch (Kamrup Metropolitan, Assam) is UTIB0003048.
What is the MICR code of Axis Bank, Athgaon?
The MICR code of this branch is 781211015.
Where is Axis Bank, Athgaon branch located?
The branch address is DUGAR COMPLEX AT SC ROAD NEAR RANI SATI MANDIR (Assam).
Does UTIB0003048 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.