UTIB0002989 — Axis Bank, Chengannur
UTIB0002989 is the IFSC code of Axis Bank, Chengannur branch, Alleppy, Kerala. MICR 689211052. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0002989 |
|---|---|
| Bank | Axis Bank |
| Branch | Chengannur |
| Address | PRIME TOWER NO 913 M C ROAD CHENGANNUR 689121 |
| City | Alleppy |
| District | Chengannur |
| State | Kerala |
| MICR code | 689211052 |
| SWIFT code | — |
| Phone | +919072629891 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UTIB0002989
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002989 | Branch code – Chengannur, Alleppy |
The MICR code 689211052 is printed at the bottom of cheques from this branch: 689 is the city code, 211 the bank code and 052 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Chengannur
Payments this branch can receive using IFSC UTIB0002989:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0002989.
Questions about IFSC UTIB0002989
What is the IFSC code of Axis Bank, Chengannur branch?
The IFSC code of Axis Bank, Chengannur branch (Alleppy, Kerala) is UTIB0002989.
What is the MICR code of Axis Bank, Chengannur?
The MICR code of this branch is 689211052.
Where is Axis Bank, Chengannur branch located?
The branch address is PRIME TOWER NO 913 M C ROAD CHENGANNUR 689121 (Kerala).
Does UTIB0002989 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.