UTIB0002947 — Axis Bank, Jiaganj Branch
UTIB0002947 is the IFSC code of Axis Bank, Jiaganj Branch branch, Murshidabad, West Bengal. MICR 742211601. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0002947 |
|---|---|
| Bank | Axis Bank |
| Branch | Jiaganj Branch |
| Address | GR FLR NETAJI MORE MAIN ROAD WARD NO 5 OPPOSITE JAIN MANDIR PO PS JIAGANJ PIN 742123 |
| City | Murshidabad |
| District | Jiaganj |
| State | West Bengal |
| MICR code | 742211601 |
| SWIFT code | — |
| Phone | +919564638490 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Murshidabad
- Beldanga — UTIB0003969
- Cossimbazar Bahrampur — UTIB0003983
- Dhulian — UTIB0003986
- Domkal — UTIB0005304
- Farakka — UTIB0001871
- Kandi — UTIB0001404
- Khagra — UTIB0002550
- Lalbag — UTIB0003900
- Lalgola — UTIB0005782
- Raghunathganj — UTIB0001329
How to read IFSC UTIB0002947
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002947 | Branch code – Jiaganj Branch, Murshidabad |
The MICR code 742211601 is printed at the bottom of cheques from this branch: 742 is the city code, 211 the bank code and 601 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Jiaganj Branch
Payments this branch can receive using IFSC UTIB0002947:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0002947.
Questions about IFSC UTIB0002947
What is the IFSC code of Axis Bank, Jiaganj Branch branch?
The IFSC code of Axis Bank, Jiaganj Branch branch (Murshidabad, West Bengal) is UTIB0002947.
What is the MICR code of Axis Bank, Jiaganj Branch?
The MICR code of this branch is 742211601.
Where is Axis Bank, Jiaganj Branch branch located?
The branch address is GR FLR NETAJI MORE MAIN ROAD WARD NO 5 OPPOSITE JAIN MANDIR PO PS JIAGANJ PIN 742123 (West Bengal).
Does UTIB0002947 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.