UTIB0002316 — Axis Bank, Ramnagar Bakshiwala
UTIB0002316 is the IFSC code of Axis Bank, Ramnagar Bakshiwala branch, Patiala, Punjab. MICR 147211011. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0002316 |
|---|---|
| Bank | Axis Bank |
| Branch | Ramnagar Bakshiwala |
| Address | GROUND FLOOR, KHEWAT/KHATUNI NO.65/137, KHASRA NO. 35//9/2/1/2/2MIN (0-10-1/2), VILLAGE RAMNAGAR BAKSHIWALA, DISTT. PATIALA, PUNJAB, PIN 147001 |
| City | Patiala |
| District | Bakshiwala |
| State | Punjab |
| MICR code | 147211011 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Patiala
- Anardana Chowk Patiala — UTIB0003497
- Ballopur — UTIB0001638
- Bapraur — UTIB0002350
- Bhadson Road Patiala — UTIB0003529
- Bhawanigarh Road Samana — UTIB0006668
- Bijalpur — UTIB0001988
- Chaswal — UTIB0002297
- Chatt — UTIB0001663
- Circular Road Nabha — UTIB0004829
- Derabassi Punjab — UTIB0000303
- Devigarh — UTIB0001115
- Dhamo Majra — UTIB0002327
How to read IFSC UTIB0002316
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 002316 | Branch code – Ramnagar Bakshiwala, Patiala |
The MICR code 147211011 is printed at the bottom of cheques from this branch: 147 is the city code, 211 the bank code and 011 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Ramnagar Bakshiwala
Payments this branch can receive using IFSC UTIB0002316:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0002316.
Questions about IFSC UTIB0002316
What is the IFSC code of Axis Bank, Ramnagar Bakshiwala branch?
The IFSC code of Axis Bank, Ramnagar Bakshiwala branch (Patiala, Punjab) is UTIB0002316.
What is the MICR code of Axis Bank, Ramnagar Bakshiwala?
The MICR code of this branch is 147211011.
Where is Axis Bank, Ramnagar Bakshiwala branch located?
The branch address is GROUND FLOOR, KHEWAT/KHATUNI NO.65/137, KHASRA NO. 35//9/2/1/2/2MIN (0-10-1/2), VILLAGE RAMNAGAR BAKSHIWALA, DISTT. PATIALA, PUNJAB, PIN 147001 (Punjab).
Does UTIB0002316 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.