UTIB0001972 — Axis Bank, Margherita
UTIB0001972 is the IFSC code of Axis Bank, Margherita branch, Tinsukia, Assam. MICR 786211501. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0001972 |
|---|---|
| Bank | Axis Bank |
| Branch | Margherita |
| Address | GROUND FLOOR,SEGUNBARI TINIALI WARD NO.2,MARGHERITA, TINSUKIA,ASSAM,786181 |
| City | Tinsukia |
| District | Margherita |
| State | Assam |
| MICR code | 786211501 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Tinsukia
- Doomdooma — UTIB0003219
- Tinsukia Assam — UTIB0000382
- Tinsukia Bazar Branch — UTIB0004125
How to read IFSC UTIB0001972
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001972 | Branch code – Margherita, Tinsukia |
The MICR code 786211501 is printed at the bottom of cheques from this branch: 786 is the city code, 211 the bank code and 501 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Margherita
Payments this branch can receive using IFSC UTIB0001972:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0001972.
Questions about IFSC UTIB0001972
What is the IFSC code of Axis Bank, Margherita branch?
The IFSC code of Axis Bank, Margherita branch (Tinsukia, Assam) is UTIB0001972.
What is the MICR code of Axis Bank, Margherita?
The MICR code of this branch is 786211501.
Where is Axis Bank, Margherita branch located?
The branch address is GROUND FLOOR,SEGUNBARI TINIALI WARD NO.2,MARGHERITA, TINSUKIA,ASSAM,786181 (Assam).
Does UTIB0001972 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.