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UTIB0001897 — Axis Bank, Chirkunda

UTIB0001897 is the IFSC code of Axis Bank, Chirkunda branch, Dhanbad, Jharkhand. MICR 828211002. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUTIB0001897
BankAxis Bank
BranchChirkunda
AddressM.K. MARKET, CHIRKUNDA, DIST. DHANBAD, JHARKHAND, PIN 828202
CityDhanbad
DistrictChirkunda
StateJharkhand
MICR code828211002
SWIFT code—
Phone—
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Axis Bank branches in Dhanbad

How to read IFSC UTIB0001897

PartMeaning
UTIBBank code – Axis Bank
0Fifth character, always zero (kept for future use)
001897Branch code – Chirkunda, Dhanbad

The MICR code 828211002 is printed at the bottom of cheques from this branch: 828 is the city code, 211 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Axis Bank, Chirkunda

Payments this branch can receive using IFSC UTIB0001897:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0001897.

Questions about IFSC UTIB0001897

What is the IFSC code of Axis Bank, Chirkunda branch?

The IFSC code of Axis Bank, Chirkunda branch (Dhanbad, Jharkhand) is UTIB0001897.

What is the MICR code of Axis Bank, Chirkunda?

The MICR code of this branch is 828211002.

Where is Axis Bank, Chirkunda branch located?

The branch address is M.K. MARKET, CHIRKUNDA, DIST. DHANBAD, JHARKHAND, PIN 828202 (Jharkhand).

Does UTIB0001897 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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