UTIB0001509 — Axis Bank, Service Branch, Kochi
UTIB0001509 is the IFSC code of Axis Bank, Service Branch, Kochi branch, Ernakulam, Kerala. MICR 682211001. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0001509 |
|---|---|
| Bank | Axis Bank |
| Branch | Service Branch, Kochi |
| Address | V FLOOR, CHICAGO PLAZA, KOCHI - 682 035. DIST - ERNAKULAM. STATE - KERALA |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| MICR code | 682211001 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Ernakulam
- Aluva ,kerala — UTIB0000485
- Angamaly — UTIB0001646
- Ayyappankavu — UTIB0006013
- Banerjee Road — UTIB0003715
- Cyberpark Kakkanad — UTIB0006509
- Edappally — UTIB0003197
- Elamakkara — UTIB0003578
- Infopark Branch — UTIB0003426
- Jawaharnagar — UTIB0003377
- Kadavanthara — UTIB0003714
- Kalady — UTIB0003212
- Kalamaserry — UTIB0001647
How to read IFSC UTIB0001509
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001509 | Branch code – Service Branch, Kochi, Ernakulam |
The MICR code 682211001 is printed at the bottom of cheques from this branch: 682 is the city code, 211 the bank code and 001 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Service Branch, Kochi
Payments this branch can receive using IFSC UTIB0001509:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0001509.
Questions about IFSC UTIB0001509
What is the IFSC code of Axis Bank, Service Branch, Kochi branch?
The IFSC code of Axis Bank, Service Branch, Kochi branch (Ernakulam, Kerala) is UTIB0001509.
What is the MICR code of Axis Bank, Service Branch, Kochi?
The MICR code of this branch is 682211001.
Where is Axis Bank, Service Branch, Kochi branch located?
The branch address is V FLOOR, CHICAGO PLAZA, KOCHI - 682 035. DIST - ERNAKULAM. STATE - KERALA (Kerala).
Does UTIB0001509 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.