UTIB0001031 — Axis Bank, Naihati
UTIB0001031 is the IFSC code of Axis Bank, Naihati branch, North 24 Parganas, West Bengal. MICR 700211050. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0001031 |
|---|---|
| Bank | Axis Bank |
| Branch | Naihati |
| Address | 212 R.B.C ROAD,PO NAIHATI, DIST 24 PARGANAS (NORTH),NAIHATI, WEST BENGAL , PIN 743 165 |
| City | North 24 Parganas |
| District | Naihati |
| State | West Bengal |
| MICR code | 700211050 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in North 24 Parganas
- Airport Branch, Kolkata ,wb — UTIB0000410
- Ashoknagar — UTIB0002571
- Baranagar — UTIB0001592
- Barrackpore ,west Bengal — UTIB0000436
- Berachampa — UTIB0005971
- Bhatpara — UTIB0002674
- Bishnupur, Rajarhat — UTIB0002121
- Bongaon — UTIB0000724
- Chandanpukur — UTIB0002555
- Chandpara — UTIB0005315
- Deganga — UTIB0005670
- Dhanyakuria — UTIB0005418
How to read IFSC UTIB0001031
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001031 | Branch code – Naihati, North 24 Parganas |
The MICR code 700211050 is printed at the bottom of cheques from this branch: 700 is the city code, 211 the bank code and 050 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Naihati
Payments this branch can receive using IFSC UTIB0001031:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0001031.
Questions about IFSC UTIB0001031
What is the IFSC code of Axis Bank, Naihati branch?
The IFSC code of Axis Bank, Naihati branch (North 24 Parganas, West Bengal) is UTIB0001031.
What is the MICR code of Axis Bank, Naihati?
The MICR code of this branch is 700211050.
Where is Axis Bank, Naihati branch located?
The branch address is 212 R.B.C ROAD,PO NAIHATI, DIST 24 PARGANAS (NORTH),NAIHATI, WEST BENGAL , PIN 743 165 (West Bengal).
Does UTIB0001031 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.