UTIB0000587 — Axis Bank, Ambikapur, Chattisgarh
UTIB0000587 is the IFSC code of Axis Bank, Ambikapur, Chattisgarh branch, Surguja, Chhattisgarh. MICR 497211001. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000587 |
|---|---|
| Bank | Axis Bank |
| Branch | Ambikapur, Chattisgarh |
| Address | AMBIKAPUR, DIST. SURGUJA, PIN 497 001 CHATTISGARH |
| City | Surguja |
| District | Ambikapur |
| State | Chhattisgarh |
| MICR code | 497211001 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Surguja
- Amandon Pratappur — UTIB0005256
- Ramanujganj — UTIB0003217
- Sangam Chowk — UTIB0003725
- Surajpur — UTIB0002092
How to read IFSC UTIB0000587
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000587 | Branch code – Ambikapur, Chattisgarh, Surguja |
The MICR code 497211001 is printed at the bottom of cheques from this branch: 497 is the city code, 211 the bank code and 001 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Ambikapur, Chattisgarh
Payments this branch can receive using IFSC UTIB0000587:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000587.
Questions about IFSC UTIB0000587
What is the IFSC code of Axis Bank, Ambikapur, Chattisgarh branch?
The IFSC code of Axis Bank, Ambikapur, Chattisgarh branch (Surguja, Chhattisgarh) is UTIB0000587.
What is the MICR code of Axis Bank, Ambikapur, Chattisgarh?
The MICR code of this branch is 497211001.
Where is Axis Bank, Ambikapur, Chattisgarh branch located?
The branch address is AMBIKAPUR, DIST. SURGUJA, PIN 497 001 CHATTISGARH (Chhattisgarh).
Does UTIB0000587 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.