UTIB0000554 — Axis Bank, Ram Nagar
UTIB0000554 is the IFSC code of Axis Bank, Ram Nagar branch, Vishakapatnam, Andhra Pradesh. MICR 530211005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000554 |
|---|---|
| Bank | Axis Bank |
| Branch | Ram Nagar |
| Address | LIONS CLUB BUILDING, 10-54-7, WALTAIR MAIN ROAD, RAM NAGAR, VISAKHAPATNAM 530 002 |
| City | Vishakapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| MICR code | 530211005 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Vishakapatnam
- Gajuwaka — UTIB0000075
- Mvp Colony — UTIB0000557
- Visakhapatnam — UTIB0000369
How to read IFSC UTIB0000554
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000554 | Branch code – Ram Nagar, Vishakapatnam |
The MICR code 530211005 is printed at the bottom of cheques from this branch: 530 is the city code, 211 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Ram Nagar
Payments this branch can receive using IFSC UTIB0000554:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000554.
Questions about IFSC UTIB0000554
What is the IFSC code of Axis Bank, Ram Nagar branch?
The IFSC code of Axis Bank, Ram Nagar branch (Vishakapatnam, Andhra Pradesh) is UTIB0000554.
What is the MICR code of Axis Bank, Ram Nagar?
The MICR code of this branch is 530211005.
Where is Axis Bank, Ram Nagar branch located?
The branch address is LIONS CLUB BUILDING, 10-54-7, WALTAIR MAIN ROAD, RAM NAGAR, VISAKHAPATNAM 530 002 (Andhra Pradesh).
Does UTIB0000554 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.