UTIB0000529 — Axis Bank, Gaya
UTIB0000529 is the IFSC code of Axis Bank, Gaya branch, Gaya, Bihar. MICR 823211002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000529 |
|---|---|
| Bank | Axis Bank |
| Branch | Gaya |
| Address | NORTH CHURCH ROAD, NEAR GANDHI MAIDAN, PS CIVIL LINES, GAYA 823 001 |
| City | Gaya |
| District | Gaya |
| State | Bihar |
| MICR code | 823211002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Gaya
- Bodh Gaya — UTIB0003018
- Chowk Branch Gaya — UTIB0003608
- Manpur — UTIB0002436
- Medical College Gaya — UTIB0004101
- Sherghati — UTIB0004325
- Tekari — UTIB0004104
How to read IFSC UTIB0000529
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000529 | Branch code – Gaya, Gaya |
The MICR code 823211002 is printed at the bottom of cheques from this branch: 823 is the city code, 211 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Gaya
Payments this branch can receive using IFSC UTIB0000529:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000529.
Questions about IFSC UTIB0000529
What is the IFSC code of Axis Bank, Gaya branch?
The IFSC code of Axis Bank, Gaya branch (Gaya, Bihar) is UTIB0000529.
What is the MICR code of Axis Bank, Gaya?
The MICR code of this branch is 823211002.
Where is Axis Bank, Gaya branch located?
The branch address is NORTH CHURCH ROAD, NEAR GANDHI MAIDAN, PS CIVIL LINES, GAYA 823 001 (Bihar).
Does UTIB0000529 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.