UTIB0000489 — Axis Bank, Kharghar
UTIB0000489 is the IFSC code of Axis Bank, Kharghar branch, Thane, Maharashtra. MICR 400211044. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000489 |
|---|---|
| Bank | Axis Bank |
| Branch | Kharghar |
| Address | GROUND FLOOR, ANANT PLOT NO. 31, SECTOR 4, KHARGHAR,MAHARASHTRA,410210 |
| City | Thane |
| District | New Mumbai |
| State | Maharashtra |
| MICR code | 400211044 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Thane
- Ambernath — UTIB0000771
- Anjur Phata Bhiwandi — UTIB0003387
- Axis Accelerate Hub — UTIB0002595
- Badlapur — UTIB0001342
- Badlapur Sindhudurg Sahakari Bank Ltd — UTIB0SSIND2
- Belavali Badlapur — UTIB0005816
- Bhayander East — UTIB0000575
- Bhayander East — UTIB0005182
- Bhiwandi, Maharashtra — UTIB0000591
- Boisor — UTIB0001291
- Cams — UTIB0NPSCAM
- Ccgo North — UTIB0004029
How to read IFSC UTIB0000489
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000489 | Branch code – Kharghar, Thane |
The MICR code 400211044 is printed at the bottom of cheques from this branch: 400 is the city code, 211 the bank code and 044 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Kharghar
Payments this branch can receive using IFSC UTIB0000489:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000489.
Questions about IFSC UTIB0000489
What is the IFSC code of Axis Bank, Kharghar branch?
The IFSC code of Axis Bank, Kharghar branch (Thane, Maharashtra) is UTIB0000489.
What is the MICR code of Axis Bank, Kharghar?
The MICR code of this branch is 400211044.
Where is Axis Bank, Kharghar branch located?
The branch address is GROUND FLOOR, ANANT PLOT NO. 31, SECTOR 4, KHARGHAR,MAHARASHTRA,410210 (Maharashtra).
Does UTIB0000489 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.