UTIB0000164 — Axis Bank, Bilaspur Chhatisgarh
UTIB0000164 is the IFSC code of Axis Bank, Bilaspur Chhatisgarh branch, Bilaspur, Chhattisgarh. MICR 495211002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UTIB0000164 |
|---|---|
| Bank | Axis Bank |
| Branch | Bilaspur Chhatisgarh |
| Address | RAMA TRADE CENTRE, OPP.RAJIV PLAZA NEW BUS STAND |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| MICR code | 495211002 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Axis Bank branches in Bilaspur
- Bilaspur — UTIB0004247
- Bilaspur Nagrik Sahakari Bank — UTIB0SBNS01
- Ghumarwin — UTIB0005872
- Jagmal Chowk — UTIB0005337
- Jairamnagar — UTIB0001667
- Mangla Chowk — UTIB0002563
- Mungeli — UTIB0002558
- Pendra — UTIB0003375
- Rajendra Nagar Bilaspur — UTIB0002881
- Seepat Road , Bilaspur — UTIB0001069
- Takhatpur — UTIB0006277
- Tifra — UTIB0003611
How to read IFSC UTIB0000164
| Part | Meaning |
|---|---|
| UTIB | Bank code – Axis Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000164 | Branch code – Bilaspur Chhatisgarh, Bilaspur |
The MICR code 495211002 is printed at the bottom of cheques from this branch: 495 is the city code, 211 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Axis Bank, Bilaspur Chhatisgarh
Payments this branch can receive using IFSC UTIB0000164:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UTIB0000164.
Questions about IFSC UTIB0000164
What is the IFSC code of Axis Bank, Bilaspur Chhatisgarh branch?
The IFSC code of Axis Bank, Bilaspur Chhatisgarh branch (Bilaspur, Chhattisgarh) is UTIB0000164.
What is the MICR code of Axis Bank, Bilaspur Chhatisgarh?
The MICR code of this branch is 495211002.
Where is Axis Bank, Bilaspur Chhatisgarh branch located?
The branch address is RAMA TRADE CENTRE, OPP.RAJIV PLAZA NEW BUS STAND (Chhattisgarh).
Does UTIB0000164 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.