UNBA0001047 — Unity Small finance Bank Limited, Karor
UNBA0001047 is the IFSC code of Unity Small finance Bank Limited, Karor branch, Begusarai, Bihar. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UNBA0001047 |
|---|---|
| Bank | Unity Small finance Bank Limited |
| Branch | Karor |
| Address | VILL-KAROR,WARD NO 11,PO-KHANJAHANPUR,PS-KHANJAHANPUR,BLOCK-KHANJAHANPUR,DIST-BEGUSARAI,BIHAR,PIN-851132 |
| City | Begusarai |
| District | Karor |
| State | Bihar |
| MICR code | — |
| SWIFT code | — |
| Phone | +919097531983 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Unity Small finance Bank Limited branches in Begusarai
- Nurjamanpur — UNBA0001067
How to read IFSC UNBA0001047
| Part | Meaning |
|---|---|
| UNBA | Bank code – Unity Small finance Bank Limited |
| 0 | Fifth character, always zero (kept for future use) |
| 001047 | Branch code – Karor, Begusarai |
Sending money to Unity Small finance Bank Limited, Karor
Payments this branch can receive using IFSC UNBA0001047:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC UNBA0001047.
Questions about IFSC UNBA0001047
What is the IFSC code of Unity Small finance Bank Limited, Karor branch?
The IFSC code of Unity Small finance Bank Limited, Karor branch (Begusarai, Bihar) is UNBA0001047.
Where is Unity Small finance Bank Limited, Karor branch located?
The branch address is VILL-KAROR,WARD NO 11,PO-KHANJAHANPUR,PS-KHANJAHANPUR,BLOCK-KHANJAHANPUR,DIST-BEGUSARAI,BIHAR,PIN-851132 (Bihar).
Does UNBA0001047 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.