UNBA0000205 — Unity Small finance Bank Limited, Ruikar Colony
UNBA0000205 is the IFSC code of Unity Small finance Bank Limited, Ruikar Colony branch, Kolhapur, Maharashtra. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UNBA0000205 |
|---|---|
| Bank | Unity Small finance Bank Limited |
| Branch | Ruikar Colony |
| Address | RUIKAR COLONY BRANCH,PLOT NO - 135,E,WARD,RUIKAR COLONY,KOLHAPUR-416005 |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| MICR code | — |
| SWIFT code | — |
| Phone | +917045692751 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Unity Small finance Bank Limited branches in Kolhapur
- Devkar Panand — UNBA0000214
- Gandhi Nagar — UNBA0000211
- Rajarampuri — UNBA0000204
- Shivaji Peth — UNBA0000207
- Tarabai Park — UNBA0000203
How to read IFSC UNBA0000205
| Part | Meaning |
|---|---|
| UNBA | Bank code – Unity Small finance Bank Limited |
| 0 | Fifth character, always zero (kept for future use) |
| 000205 | Branch code – Ruikar Colony, Kolhapur |
Sending money to Unity Small finance Bank Limited, Ruikar Colony
Payments this branch can receive using IFSC UNBA0000205:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC UNBA0000205.
Questions about IFSC UNBA0000205
What is the IFSC code of Unity Small finance Bank Limited, Ruikar Colony branch?
The IFSC code of Unity Small finance Bank Limited, Ruikar Colony branch (Kolhapur, Maharashtra) is UNBA0000205.
Where is Unity Small finance Bank Limited, Ruikar Colony branch located?
The branch address is RUIKAR COLONY BRANCH,PLOT NO - 135,E,WARD,RUIKAR COLONY,KOLHAPUR-416005 (Maharashtra).
Does UNBA0000205 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.