UCBA0003552 — UCO Bank, Budgam
UCBA0003552 is the IFSC code of UCO Bank, Budgam branch, Budgam, Jammu And Kashmir. MICR 191028002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UCBA0003552 |
|---|---|
| Bank | UCO Bank |
| Branch | Budgam |
| Address | BUDGAM, AL MURTAZA HOUSE, NEAR BUS STAND BUDGAM, JAMMU KASHMIR 191111 |
| City | Budgam |
| District | Budgam |
| State | Jammu And Kashmir |
| MICR code | 191028002 |
| SWIFT code | — |
| Phone | +919501888668 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UCBA0003552
| Part | Meaning |
|---|---|
| UCBA | Bank code – UCO Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 003552 | Branch code – Budgam, Budgam |
The MICR code 191028002 is printed at the bottom of cheques from this branch: 191 is the city code, 028 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to UCO Bank, Budgam
Payments this branch can receive using IFSC UCBA0003552:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UCBA0003552.
Questions about IFSC UCBA0003552
What is the IFSC code of UCO Bank, Budgam branch?
The IFSC code of UCO Bank, Budgam branch (Budgam, Jammu And Kashmir) is UCBA0003552.
What is the MICR code of UCO Bank, Budgam?
The MICR code of this branch is 191028002.
Where is UCO Bank, Budgam branch located?
The branch address is BUDGAM, AL MURTAZA HOUSE, NEAR BUS STAND BUDGAM, JAMMU KASHMIR 191111 (Jammu And Kashmir).
Does UCBA0003552 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.