UCBA0001577 — UCO Bank, Nandi Coloney Khanna Chandigarh
UCBA0001577 is the IFSC code of UCO Bank, Nandi Coloney Khanna Chandigarh branch, Ludhiana, Punjab. MICR 141028102. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UCBA0001577 |
|---|---|
| Bank | UCO Bank |
| Branch | Nandi Coloney Khanna Chandigarh |
| Address | LALHERI ROAD,KHANNA,DISTT. LUDHIANA ,LUDHIANA ,PUNJAB PIN 141401 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| MICR code | 141028102 |
| SWIFT code | — |
| Phone | +91161225868 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other UCO Bank branches in Ludhiana
- Alamgir — UCBA0000658
- Ayali Khurd — UCBA0001104
- Bahadur Ke Road — UCBA0003507
- Bhundri — UCBA0001317
- Chaura Bazar Ludhiana — UCBA0000104
- Civil Lines Ludhiana — UCBA0000534
- Dalbazar Ludhiana — UCBA0000824
- Dalla — UCBA0002759
- Dhandari Kalan — UCBA0000595
- Dmc Hospital Ludhiana — UCBA0001340
- Ghurani Kalan — UCBA0000498
- Gill — UCBA0003024
How to read IFSC UCBA0001577
| Part | Meaning |
|---|---|
| UCBA | Bank code – UCO Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 001577 | Branch code – Nandi Coloney Khanna Chandigarh, Ludhiana |
The MICR code 141028102 is printed at the bottom of cheques from this branch: 141 is the city code, 028 the bank code and 102 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to UCO Bank, Nandi Coloney Khanna Chandigarh
Payments this branch can receive using IFSC UCBA0001577:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UCBA0001577.
Questions about IFSC UCBA0001577
What is the IFSC code of UCO Bank, Nandi Coloney Khanna Chandigarh branch?
The IFSC code of UCO Bank, Nandi Coloney Khanna Chandigarh branch (Ludhiana, Punjab) is UCBA0001577.
What is the MICR code of UCO Bank, Nandi Coloney Khanna Chandigarh?
The MICR code of this branch is 141028102.
Where is UCO Bank, Nandi Coloney Khanna Chandigarh branch located?
The branch address is LALHERI ROAD,KHANNA,DISTT. LUDHIANA ,LUDHIANA ,PUNJAB PIN 141401 (Punjab).
Does UCBA0001577 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.