UCBA0000720 — UCO Bank, Bounsi
UCBA0000720 is the IFSC code of UCO Bank, Bounsi branch, Bhagalpur, Bihar. MICR 813028505. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UCBA0000720 |
|---|---|
| Bank | UCO Bank |
| Branch | Bounsi |
| Address | VILL.AND P.O.BOUNSI,TALUKA BANKA 813104 ,BANKA ,BIHAR PIN 813104 |
| City | Bhagalpur |
| District | Bhagalpur |
| State | Bihar |
| MICR code | 813028505 |
| SWIFT code | — |
| Phone | +91641237733 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other UCO Bank branches in Bhagalpur
- Adampur — UCBA0003257
- Akbarnagar — UCBA0001271
- Bahadurpur — UCBA0001193
- Baijani — UCBA0001476
- Baluachak Purani — UCBA0001217
- Barahat Ishipur — UCBA0000723
- Bhagalpur Main — UCBA0000193
- Birbanna Bhramarpur — UCBA0001210
- Budhuchak — UCBA0001520
- Chamelichak — UCBA0001703
- Chaparhat — UCBA0001307
- Dhanaura — UCBA0001648
How to read IFSC UCBA0000720
| Part | Meaning |
|---|---|
| UCBA | Bank code – UCO Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000720 | Branch code – Bounsi, Bhagalpur |
The MICR code 813028505 is printed at the bottom of cheques from this branch: 813 is the city code, 028 the bank code and 505 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to UCO Bank, Bounsi
Payments this branch can receive using IFSC UCBA0000720:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UCBA0000720.
Questions about IFSC UCBA0000720
What is the IFSC code of UCO Bank, Bounsi branch?
The IFSC code of UCO Bank, Bounsi branch (Bhagalpur, Bihar) is UCBA0000720.
What is the MICR code of UCO Bank, Bounsi?
The MICR code of this branch is 813028505.
Where is UCO Bank, Bounsi branch located?
The branch address is VILL.AND P.O.BOUNSI,TALUKA BANKA 813104 ,BANKA ,BIHAR PIN 813104 (Bihar).
Does UCBA0000720 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.