UCBA0000284 — UCO Bank, Gaya
UCBA0000284 is the IFSC code of UCO Bank, Gaya branch, Gaya Bihar, Bihar. MICR 823028002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UCBA0000284 |
|---|---|
| Bank | UCO Bank |
| Branch | Gaya |
| Address | GAYA MAIN BRANCH HASUA MARKET G B ROAD GAYA ,GAYA ,BIHAR PIN 823001 |
| City | Gaya Bihar |
| District | Gaya Bihar |
| State | Bihar |
| MICR code | 823028002 |
| SWIFT code | — |
| Phone | +916312226353 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other UCO Bank branches in Gaya Bihar
- White House Compound — UCBA0001896
How to read IFSC UCBA0000284
| Part | Meaning |
|---|---|
| UCBA | Bank code – UCO Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000284 | Branch code – Gaya, Gaya Bihar |
The MICR code 823028002 is printed at the bottom of cheques from this branch: 823 is the city code, 028 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to UCO Bank, Gaya
Payments this branch can receive using IFSC UCBA0000284:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UCBA0000284.
Questions about IFSC UCBA0000284
What is the IFSC code of UCO Bank, Gaya branch?
The IFSC code of UCO Bank, Gaya branch (Gaya Bihar, Bihar) is UCBA0000284.
What is the MICR code of UCO Bank, Gaya?
The MICR code of this branch is 823028002.
Where is UCO Bank, Gaya branch located?
The branch address is GAYA MAIN BRANCH HASUA MARKET G B ROAD GAYA ,GAYA ,BIHAR PIN 823001 (Bihar).
Does UCBA0000284 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.