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UBIN0928992 — Union Bank of India, Kottuvally

UBIN0928992 is the IFSC code of Union Bank of India, Kottuvally branch, Ernakulam, Kerala. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUBIN0928992
BankUnion Bank of India
BranchKottuvally
AddressKARAYUGAM BUILDINGS OPP THRIKKAPURAM BHAGAVATHY TEMPLE KOTTUVALLY ERNAKULA 683519 KERALA
CityErnakulam
DistrictKottuvally
StateKerala
MICR code—
SWIFT code—
Phone+919895184685
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Union Bank of India branches in Ernakulam

How to read IFSC UBIN0928992

PartMeaning
UBINBank code – Union Bank of India
0Fifth character, always zero (kept for future use)
928992Branch code – Kottuvally, Ernakulam

Sending money to Union Bank of India, Kottuvally

Payments this branch can receive using IFSC UBIN0928992:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0928992.

Questions about IFSC UBIN0928992

What is the IFSC code of Union Bank of India, Kottuvally branch?

The IFSC code of Union Bank of India, Kottuvally branch (Ernakulam, Kerala) is UBIN0928992.

Where is Union Bank of India, Kottuvally branch located?

The branch address is KARAYUGAM BUILDINGS OPP THRIKKAPURAM BHAGAVATHY TEMPLE KOTTUVALLY ERNAKULA 683519 KERALA (Kerala).

Does UBIN0928992 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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