UBIN0916978 — Union Bank of India, Mahagaon Cross
UBIN0916978 is the IFSC code of Union Bank of India, Mahagaon Cross branch, Gulbarga, Karnataka. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0916978 |
|---|---|
| Bank | Union Bank of India |
| Branch | Mahagaon Cross |
| Address | PLOT NO 17, SURVEY NO. 1402B,MAHAGAON CROSS,GULBARGA 585316 KARNATAKA |
| City | Gulbarga |
| District | Mahagaon |
| State | Karnataka |
| MICR code | — |
| SWIFT code | — |
| Phone | +918478220443 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Gulbarga
- Afzalpur — UBIN0912182
- Gulbarga — UBIN0801640
- Gulbarga — UBIN0900940
- Gulbarga Bhagyanagar — UBIN0931047
- Gulbarga Shah Bazar — UBIN0920738
- Gulbarga Sharanabasaveshwara — UBIN0920932
- Gulbargaramamandir — UBIN0932884
- Hke Society Gulbarga — UBIN0814881
- Kere Bosga — UBIN0930067
- Nandoor — UBIN0831212
- Yadgiri — UBIN0917788
How to read IFSC UBIN0916978
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 916978 | Branch code – Mahagaon Cross, Gulbarga |
Sending money to Union Bank of India, Mahagaon Cross
Payments this branch can receive using IFSC UBIN0916978:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0916978.
Questions about IFSC UBIN0916978
What is the IFSC code of Union Bank of India, Mahagaon Cross branch?
The IFSC code of Union Bank of India, Mahagaon Cross branch (Gulbarga, Karnataka) is UBIN0916978.
Where is Union Bank of India, Mahagaon Cross branch located?
The branch address is PLOT NO 17, SURVEY NO. 1402B,MAHAGAON CROSS,GULBARGA 585316 KARNATAKA (Karnataka).
Does UBIN0916978 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.