UBIN0912964 — Union Bank of India, Goraya
UBIN0912964 is the IFSC code of Union Bank of India, Goraya branch, Jalandhar, Punjab. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0912964 |
|---|---|
| Bank | Union Bank of India |
| Branch | Goraya |
| Address | NEAR HILIFE FURNITURE BUILDING,MAIN GT ROAD GORAYA 144409 |
| City | Jalandhar |
| District | Goraya |
| State | Punjab |
| MICR code | — |
| SWIFT code | — |
| Phone | +911826260027 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Jalandhar
- Adampur Doaba — UBIN0534021
- Banga — UBIN0553441
- Barapind — UBIN0530859
- Beas — UBIN0563668
- Bhogpur — UBIN0567086
- Bilga ,dist. Jullunder — UBIN0530867
- Boparai — UBIN0530875
- Buttaran — UBIN0540471
- Chandan Nagar - Jalandhar — UBIN0548553
- Daduwal — UBIN0820717
- Focal Point — UBIN0831191
- Garha Road Jalandhar — UBIN0566900
How to read IFSC UBIN0912964
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 912964 | Branch code – Goraya, Jalandhar |
Sending money to Union Bank of India, Goraya
Payments this branch can receive using IFSC UBIN0912964:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0912964.
Questions about IFSC UBIN0912964
What is the IFSC code of Union Bank of India, Goraya branch?
The IFSC code of Union Bank of India, Goraya branch (Jalandhar, Punjab) is UBIN0912964.
Where is Union Bank of India, Goraya branch located?
The branch address is NEAR HILIFE FURNITURE BUILDING,MAIN GT ROAD GORAYA 144409 (Punjab).
Does UBIN0912964 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.