UBIN0902578 — Union Bank of India, St.jose De Areal
UBIN0902578 is the IFSC code of Union Bank of India, St.jose De Areal branch, South Goa, Goa. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0902578 |
|---|---|
| Bank | Union Bank of India |
| Branch | St.jose De Areal |
| Address | 1591 ENDRO APARTMENTS, OPP CHAPEL, PADRIBHAT, ST.JOSE DE AREAL 403730 |
| City | South Goa |
| District | Sao Jose De Areal |
| State | Goa |
| MICR code | — |
| SWIFT code | — |
| Phone | +918322860347 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in South Goa
- Assolna — UBIN0906476
- Benaulim — UBIN0916633
- Borda — UBIN0550761
- Camorlim — UBIN0902845
- Carmona — UBIN0557676
- Colva — UBIN0562491
- Curchorem Lic Of India Ec — UBIN0921319
- Dandevado — UBIN0902853
- Goa Loliem — UBIN0920371
- Goa Apmc Arlem Raia Ec — UBIN0920401
- Goa Lic Canacona Ec — UBIN0921149
- Goa Navelim Ec — UBIN0920835
How to read IFSC UBIN0902578
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 902578 | Branch code – St.jose De Areal, South Goa |
Sending money to Union Bank of India, St.jose De Areal
Payments this branch can receive using IFSC UBIN0902578:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0902578.
Questions about IFSC UBIN0902578
What is the IFSC code of Union Bank of India, St.jose De Areal branch?
The IFSC code of Union Bank of India, St.jose De Areal branch (South Goa, Goa) is UBIN0902578.
Where is Union Bank of India, St.jose De Areal branch located?
The branch address is 1591 ENDRO APARTMENTS, OPP CHAPEL, PADRIBHAT, ST.JOSE DE AREAL 403730 (Goa).
Does UBIN0902578 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.