UBIN0900401 — Union Bank of India, Palakkad
UBIN0900401 is the IFSC code of Union Bank of India, Palakkad branch, Palakkad, Kerala. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0900401 |
|---|---|
| Bank | Union Bank of India |
| Branch | Palakkad |
| Address | 111447,MARKET ROAD,P.B.NO.315,PALGHAT 678014 |
| City | Palakkad |
| District | Palakkad |
| State | Kerala |
| MICR code | — |
| SWIFT code | — |
| Phone | +914912500388 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Palakkad
- Alathur — UBIN0592901
- Ayaloor — UBIN0533955
- Chandranagar ,dist. Palghat — UBIN0533963
- Cherpulacherry — UBIN0593583
- Chittur Thathamanglam — UBIN0577782
- Coyalamannam — UBIN0533947
- Dbu Palakkad — UBIN0579084
- Hemambikanagar - Palakkad,palghat — UBIN0547891
- Kallepully — UBIN0558532
- Kanjikode Branch — UBIN0814989
- Kannambra — UBIN0901059
- Kodumbu — UBIN0930491
How to read IFSC UBIN0900401
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 900401 | Branch code – Palakkad, Palakkad |
Sending money to Union Bank of India, Palakkad
Payments this branch can receive using IFSC UBIN0900401:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0900401.
Questions about IFSC UBIN0900401
What is the IFSC code of Union Bank of India, Palakkad branch?
The IFSC code of Union Bank of India, Palakkad branch (Palakkad, Kerala) is UBIN0900401.
Where is Union Bank of India, Palakkad branch located?
The branch address is 111447,MARKET ROAD,P.B.NO.315,PALGHAT 678014 (Kerala).
Does UBIN0900401 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.