UBIN0820393 — Union Bank of India, Ner Chowk
UBIN0820393 is the IFSC code of Union Bank of India, Ner Chowk branch, Mandi, Himachal Pradesh. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0820393 |
|---|---|
| Bank | Union Bank of India |
| Branch | Ner Chowk |
| Address | ANDHRA BANK NER CHOWK BRANCHVPO-NER CHOWK,NH-21,DISTT MANDI,HP-175008 |
| City | Mandi |
| District | Nerchowk,hp |
| State | Himachal Pradesh |
| MICR code | — |
| SWIFT code | — |
| Phone | +911905241303 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Mandi
- Joginder Nagar — UBIN0915149
- Mandi — UBIN0536211
- Mandi Himachal Pradesh — UBIN0914738
- Sunder Nagar — UBIN0560472
How to read IFSC UBIN0820393
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 820393 | Branch code – Ner Chowk, Mandi |
Sending money to Union Bank of India, Ner Chowk
Payments this branch can receive using IFSC UBIN0820393:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0820393.
Questions about IFSC UBIN0820393
What is the IFSC code of Union Bank of India, Ner Chowk branch?
The IFSC code of Union Bank of India, Ner Chowk branch (Mandi, Himachal Pradesh) is UBIN0820393.
Where is Union Bank of India, Ner Chowk branch located?
The branch address is ANDHRA BANK NER CHOWK BRANCHVPO-NER CHOWK,NH-21,DISTT MANDI,HP-175008 (Himachal Pradesh).
Does UBIN0820393 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.