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UBIN0819981 — Union Bank of India, Balodabazar

UBIN0819981 is the IFSC code of Union Bank of India, Balodabazar branch, Balodabazar, Chhattisgarh. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUBIN0819981
BankUnion Bank of India
BranchBalodabazar
AddressANDHRA BANK NEAR BUS STANDBALODABAZAR
CityBalodabazar
DistrictBalodabazar
StateChhattisgarh
MICR code—
SWIFT code—
Phone+917727223553
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

How to read IFSC UBIN0819981

PartMeaning
UBINBank code – Union Bank of India
0Fifth character, always zero (kept for future use)
819981Branch code – Balodabazar, Balodabazar

Sending money to Union Bank of India, Balodabazar

Payments this branch can receive using IFSC UBIN0819981:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0819981.

Questions about IFSC UBIN0819981

What is the IFSC code of Union Bank of India, Balodabazar branch?

The IFSC code of Union Bank of India, Balodabazar branch (Balodabazar, Chhattisgarh) is UBIN0819981.

Where is Union Bank of India, Balodabazar branch located?

The branch address is ANDHRA BANK NEAR BUS STANDBALODABAZAR (Chhattisgarh).

Does UBIN0819981 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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