UBIN0555461 — Union Bank of India, Ambikapur
UBIN0555461 is the IFSC code of Union Bank of India, Ambikapur branch, Surguja, Chhattisgarh. MICR 497026002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0555461 |
|---|---|
| Bank | Union Bank of India |
| Branch | Ambikapur |
| Address | DEVIGANJ ROAD, POST AMBIKAPUR,DIST. SARGUJA, CHHATTISGARH - 497 001. |
| City | Surguja |
| District | Ambikapur |
| State | Chhattisgarh |
| MICR code | 497026002 |
| SWIFT code | — |
| Phone | 222053 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
How to read IFSC UBIN0555461
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 555461 | Branch code – Ambikapur, Surguja |
The MICR code 497026002 is printed at the bottom of cheques from this branch: 497 is the city code, 026 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Union Bank of India, Ambikapur
Payments this branch can receive using IFSC UBIN0555461:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0555461.
Questions about IFSC UBIN0555461
What is the IFSC code of Union Bank of India, Ambikapur branch?
The IFSC code of Union Bank of India, Ambikapur branch (Surguja, Chhattisgarh) is UBIN0555461.
What is the MICR code of Union Bank of India, Ambikapur?
The MICR code of this branch is 497026002.
Where is Union Bank of India, Ambikapur branch located?
The branch address is DEVIGANJ ROAD, POST AMBIKAPUR,DIST. SARGUJA, CHHATTISGARH - 497 001. (Chhattisgarh).
Does UBIN0555461 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.