UBIN0540307 — Union Bank of India, Kuttichal
UBIN0540307 is the IFSC code of Union Bank of India, Kuttichal branch, Trivandrum, Kerala. MICR 695026016. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0540307 |
|---|---|
| Bank | Union Bank of India |
| Branch | Kuttichal |
| Address | MANNOORKARA POST VIA KATTAKADA DIST.TRIVANDRUM KERALA PIN 695574 |
| City | Trivandrum |
| District | Mannoorkara |
| State | Kerala |
| MICR code | 695026016 |
| SWIFT code | — |
| Phone | 2852035 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Trivandrum
- Attipara — UBIN0533645
- Chalai Bazar - Trivandrum — UBIN0539589
- Eanchakkal — UBIN0592854
- Ettumanoor — UBIN0560499
- Iist Campus Valiyam — UBIN0563358
- Kallara — UBIN0592641
- Karakulam Vattapara — UBIN0574767
- Karamana — UBIN0554154
- Kazhakuttam — UBIN0533653
- Kilimanoor — UBIN0568635
- Kowdiar — UBIN0575453
- Kumarapuram — UBIN0555649
How to read IFSC UBIN0540307
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 540307 | Branch code – Kuttichal, Trivandrum |
The MICR code 695026016 is printed at the bottom of cheques from this branch: 695 is the city code, 026 the bank code and 016 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Union Bank of India, Kuttichal
Payments this branch can receive using IFSC UBIN0540307:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0540307.
Questions about IFSC UBIN0540307
What is the IFSC code of Union Bank of India, Kuttichal branch?
The IFSC code of Union Bank of India, Kuttichal branch (Trivandrum, Kerala) is UBIN0540307.
What is the MICR code of Union Bank of India, Kuttichal?
The MICR code of this branch is 695026016.
Where is Union Bank of India, Kuttichal branch located?
The branch address is MANNOORKARA POST VIA KATTAKADA DIST.TRIVANDRUM KERALA PIN 695574 (Kerala).
Does UBIN0540307 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.