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UBIN0534005 — Union Bank of India, Chovva

UBIN0534005 is the IFSC code of Union Bank of India, Chovva branch, Bijapur, Kerala. MICR 670026003. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUBIN0534005
BankUnion Bank of India
BranchChovva
AddressPOST BOX NO. 4, WESCO BUILDING,CHOVVA, DIST. CANNANORE,KERALA, PIN - 670 006.
CityBijapur
DistrictKannur
StateKerala
MICR code670026003
SWIFT code—
Phone—
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Union Bank of India branches in Bijapur

How to read IFSC UBIN0534005

PartMeaning
UBINBank code – Union Bank of India
0Fifth character, always zero (kept for future use)
534005Branch code – Chovva, Bijapur

The MICR code 670026003 is printed at the bottom of cheques from this branch: 670 is the city code, 026 the bank code and 003 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Union Bank of India, Chovva

Payments this branch can receive using IFSC UBIN0534005:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0534005.

Questions about IFSC UBIN0534005

What is the IFSC code of Union Bank of India, Chovva branch?

The IFSC code of Union Bank of India, Chovva branch (Bijapur, Kerala) is UBIN0534005.

What is the MICR code of Union Bank of India, Chovva?

The MICR code of this branch is 670026003.

Where is Union Bank of India, Chovva branch located?

The branch address is POST BOX NO. 4, WESCO BUILDING,CHOVVA, DIST. CANNANORE,KERALA, PIN - 670 006. (Kerala).

Does UBIN0534005 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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