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UBIN0533971 — Union Bank of India, Nemmara -kaikatty

UBIN0533971 is the IFSC code of Union Bank of India, Nemmara -kaikatty branch, Palakkad, Kerala. MICR 678026202. NEFT yes, RTGS yes, IMPS yes.

IFSC codeUBIN0533971
BankUnion Bank of India
BranchNemmara -kaikatty
AddressSWAPNA SOUDH COMPLEX, NEW GOVT.HOSPITAL, POTHUNDY ROAD, POST NEMMARA, DIST. PALAKKAD, KERALA, PIN - 678 508 .
CityPalakkad
DistrictNemmara
StateKerala
MICR code678026202
SWIFT code—
Phone3244213
NEFTYes
RTGSYes
IMPSYes
UPIYes

Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.

Other Union Bank of India branches in Palakkad

How to read IFSC UBIN0533971

PartMeaning
UBINBank code – Union Bank of India
0Fifth character, always zero (kept for future use)
533971Branch code – Nemmara -kaikatty, Palakkad

The MICR code 678026202 is printed at the bottom of cheques from this branch: 678 is the city code, 026 the bank code and 202 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.

Sending money to Union Bank of India, Nemmara -kaikatty

Payments this branch can receive using IFSC UBIN0533971:

  • NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
  • RTGS – for ₹2 lakh and above, settled in real time, 24×7.
  • IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
  • UPI – accounts at this branch can be linked to UPI apps.

To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0533971.

Questions about IFSC UBIN0533971

What is the IFSC code of Union Bank of India, Nemmara -kaikatty branch?

The IFSC code of Union Bank of India, Nemmara -kaikatty branch (Palakkad, Kerala) is UBIN0533971.

What is the MICR code of Union Bank of India, Nemmara -kaikatty?

The MICR code of this branch is 678026202.

Where is Union Bank of India, Nemmara -kaikatty branch located?

The branch address is SWAPNA SOUDH COMPLEX, NEW GOVT.HOSPITAL, POTHUNDY ROAD, POST NEMMARA, DIST. PALAKKAD, KERALA, PIN - 678 508 . (Kerala).

Does UBIN0533971 support RTGS and NEFT?

NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).

Income tax refund not received?

A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.

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