UBIN0533734 — Union Bank of India, Willingdon Island - Cochin
UBIN0533734 is the IFSC code of Union Bank of India, Willingdon Island - Cochin branch, Ernakulam, Kerala. MICR 682026013. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | UBIN0533734 |
|---|---|
| Bank | Union Bank of India |
| Branch | Willingdon Island - Cochin |
| Address | P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003. |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| MICR code | 682026013 |
| SWIFT code | — |
| Phone | — |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Union Bank of India branches in Ernakulam
- Aluva — UBIN0913227
- Alwaye — UBIN0533751
- Amballoor — UBIN0567043
- Angamaly — UBIN0533815
- Arakkapady,vengola — UBIN0537888
- Arakuzha — UBIN0540323
- Arb Ernakulam — UBIN0579041
- Binanipuram — UBIN0533831
- Chakkaraparambu — UBIN0576051
- Chellanam — UBIN0902233
- Chittoorsouth -dist.ernakulam — UBIN0535796
- Chundakuzhy-vengoor West — UBIN0565440
How to read IFSC UBIN0533734
| Part | Meaning |
|---|---|
| UBIN | Bank code – Union Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 533734 | Branch code – Willingdon Island - Cochin, Ernakulam |
The MICR code 682026013 is printed at the bottom of cheques from this branch: 682 is the city code, 026 the bank code and 013 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Union Bank of India, Willingdon Island - Cochin
Payments this branch can receive using IFSC UBIN0533734:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC UBIN0533734.
Questions about IFSC UBIN0533734
What is the IFSC code of Union Bank of India, Willingdon Island - Cochin branch?
The IFSC code of Union Bank of India, Willingdon Island - Cochin branch (Ernakulam, Kerala) is UBIN0533734.
What is the MICR code of Union Bank of India, Willingdon Island - Cochin?
The MICR code of this branch is 682026013.
Where is Union Bank of India, Willingdon Island - Cochin branch located?
The branch address is P. B. NO. 597, SARAF HOUSE,2ND CROSS ROAD,WILLINGDON ISLAND, KOCHI,DIST. ERNAKULAM, KERALA, PIN - 682 003. (Kerala).
Does UBIN0533734 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.