SVCB0000117 — SVC Co-operative Bank, Ratnagiri
SVCB0000117 is the IFSC code of SVC Co-operative Bank, Ratnagiri branch, Ratnagiri, Maharashtra. MICR 415089051. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SVCB0000117 |
|---|---|
| Bank | SVC Co-operative Bank |
| Branch | Ratnagiri |
| Address | PANCHASHEEL SANKUL, NEAR MARUTI MANDIR, RATNAGIRI, MAHARASHTRA 415 612. |
| City | Ratnagiri |
| District | Ratnagiri |
| State | Maharashtra |
| MICR code | 415089051 |
| SWIFT code | — |
| Phone | +912352234050 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other SVC Co-operative Bank branches in Ratnagiri
- Chiplun Urban Bank - Lanja — SVCB0006015
- Chiplun Urban Bank- D.b.j. College Campus — SVCB0006019
- Chiplun Urban Bank- Khed — SVCB0006020
- Chiplun Urban Bank- Kuwarbhav — SVCB0006017
- Chiplun Urban Bank-abloli — SVCB0006010
- Chiplun Urban Bank-deorukh — SVCB0006008
- Chiplun Urban Bank-guhagar — SVCB0006003
- Chiplun Urban Bank-lote — SVCB0006009
- Chiplun Urban Bank-margtamhane — SVCB0006014
- Chiplun Urban Bank-ratnagiri — SVCB0006013
- Chiplun Urban Bank-sangmeshwar — SVCB0006011
- Chiplun Urban Bank-sawarde — SVCB0006007
How to read IFSC SVCB0000117
| Part | Meaning |
|---|---|
| SVCB | Bank code – SVC Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000117 | Branch code – Ratnagiri, Ratnagiri |
The MICR code 415089051 is printed at the bottom of cheques from this branch: 415 is the city code, 089 the bank code and 051 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to SVC Co-operative Bank, Ratnagiri
Payments this branch can receive using IFSC SVCB0000117:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SVCB0000117.
Questions about IFSC SVCB0000117
What is the IFSC code of SVC Co-operative Bank, Ratnagiri branch?
The IFSC code of SVC Co-operative Bank, Ratnagiri branch (Ratnagiri, Maharashtra) is SVCB0000117.
What is the MICR code of SVC Co-operative Bank, Ratnagiri?
The MICR code of this branch is 415089051.
Where is SVC Co-operative Bank, Ratnagiri branch located?
The branch address is PANCHASHEEL SANKUL, NEAR MARUTI MANDIR, RATNAGIRI, MAHARASHTRA 415 612. (Maharashtra).
Does SVCB0000117 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.