SRCB0000397 — Saraswat Co-operative Bank, Cbd Belapur
SRCB0000397 is the IFSC code of Saraswat Co-operative Bank, Cbd Belapur branch, Thane, Maharashtra. MICR 400088120. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SRCB0000397 |
|---|---|
| Bank | Saraswat Co-operative Bank |
| Branch | Cbd Belapur |
| Address | SHOP NO 20, 21,37, 38, SHREE NAND DHAM, SECTOR 11, CBD BELAPUR, NAVI MUMBAI - 400614 |
| City | Thane |
| District | New Bombay |
| State | Maharashtra |
| MICR code | 400088120 |
| SWIFT code | — |
| Phone | +912227560083 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Saraswat Co-operative Bank branches in Thane
- Airoli Branch — SRCB0000395
- Ambernath ,e Branch — SRCB0000411
- Arnala — SRCB0000434
- Badlapur East — SRCB0000425
- Badlapur East — SRCB0CNS018
- Bhayandar East — SRCB0000475
- Bhayander ,west — SRCB0000142
- Bhiwandi — SRCB0000392
- Boisar Branch — SRCB0000396
- Bramhand Branch, Thane — SRCB0000454
- Cocpc, Thane — SRCB0000251
- Credit Card Cell — SRCB0000455
How to read IFSC SRCB0000397
| Part | Meaning |
|---|---|
| SRCB | Bank code – Saraswat Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000397 | Branch code – Cbd Belapur, Thane |
The MICR code 400088120 is printed at the bottom of cheques from this branch: 400 is the city code, 088 the bank code and 120 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Saraswat Co-operative Bank, Cbd Belapur
Payments this branch can receive using IFSC SRCB0000397:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SRCB0000397.
Questions about IFSC SRCB0000397
What is the IFSC code of Saraswat Co-operative Bank, Cbd Belapur branch?
The IFSC code of Saraswat Co-operative Bank, Cbd Belapur branch (Thane, Maharashtra) is SRCB0000397.
What is the MICR code of Saraswat Co-operative Bank, Cbd Belapur?
The MICR code of this branch is 400088120.
Where is Saraswat Co-operative Bank, Cbd Belapur branch located?
The branch address is SHOP NO 20, 21,37, 38, SHREE NAND DHAM, SECTOR 11, CBD BELAPUR, NAVI MUMBAI - 400614 (Maharashtra).
Does SRCB0000397 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.