SPCB0251004 — Surat People's Co-operative Bank, Bhaga Talao
SPCB0251004 is the IFSC code of Surat People's Co-operative Bank, Bhaga Talao branch, Surat, Gujarat. MICR 395251005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SPCB0251004 |
|---|---|
| Bank | Surat People's Co-operative Bank |
| Branch | Bhaga Talao |
| Address | VRINDAVAN APTT., PANI NI BHITT, SONIFALIA, BHAGATALAO, SURAT - 395003 |
| City | Surat |
| District | Surat |
| State | Gujarat |
| MICR code | 395251005 |
| SWIFT code | — |
| Phone | +912612590843 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Surat People's Co-operative Bank branches in Surat
- Adajan — SPCB0251022
- Althan Branch — SPCB0251030
- Amroli-chhaprabhatha — SPCB0251035
- Apmc — SPCB0251017
- Bardoli — SPCB0251037
- Bhatar Road — SPCB0251012
- City Light — SPCB0251023
- Dindoli — SPCB0251027
- Jahangirpura — SPCB0251029
- Kamrej — SPCB0251036
- Katargam — SPCB0251009
- Khatodara — SPCB0251006
How to read IFSC SPCB0251004
| Part | Meaning |
|---|---|
| SPCB | Bank code – Surat People's Co-operative Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 251004 | Branch code – Bhaga Talao, Surat |
The MICR code 395251005 is printed at the bottom of cheques from this branch: 395 is the city code, 251 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Surat People's Co-operative Bank, Bhaga Talao
Payments this branch can receive using IFSC SPCB0251004:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SPCB0251004.
Questions about IFSC SPCB0251004
What is the IFSC code of Surat People's Co-operative Bank, Bhaga Talao branch?
The IFSC code of Surat People's Co-operative Bank, Bhaga Talao branch (Surat, Gujarat) is SPCB0251004.
What is the MICR code of Surat People's Co-operative Bank, Bhaga Talao?
The MICR code of this branch is 395251005.
Where is Surat People's Co-operative Bank, Bhaga Talao branch located?
The branch address is VRINDAVAN APTT., PANI NI BHITT, SONIFALIA, BHAGATALAO, SURAT - 395003 (Gujarat).
Does SPCB0251004 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.