SMBC0000002 — Sumitomo Mitsui Banking Corporation, Mumbai
SMBC0000002 is the IFSC code of Sumitomo Mitsui Banking Corporation, Mumbai branch, Mumbai, Maharashtra. MICR 400040002. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SMBC0000002 |
|---|---|
| Bank | Sumitomo Mitsui Banking Corporation |
| Branch | Mumbai |
| Address | UNIT 601, 6TH FLOOR, PLATINA BUILDING, PLOT NO C-59, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI - 400051 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| MICR code | 400040002 |
| SWIFT code | — |
| Phone | +912262295000 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | No |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other Sumitomo Mitsui Banking Corporation branches in Mumbai
- Sumitomo Mitsui Banking Corporation Imps — SMBC0000001
How to read IFSC SMBC0000002
| Part | Meaning |
|---|---|
| SMBC | Bank code – Sumitomo Mitsui Banking Corporation |
| 0 | Fifth character, always zero (kept for future use) |
| 000002 | Branch code – Mumbai, Mumbai |
The MICR code 400040002 is printed at the bottom of cheques from this branch: 400 is the city code, 040 the bank code and 002 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to Sumitomo Mitsui Banking Corporation, Mumbai
Payments this branch can receive using IFSC SMBC0000002:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
To pay someone here you need their account number, the account holder’s name and the IFSC SMBC0000002.
Questions about IFSC SMBC0000002
What is the IFSC code of Sumitomo Mitsui Banking Corporation, Mumbai branch?
The IFSC code of Sumitomo Mitsui Banking Corporation, Mumbai branch (Mumbai, Maharashtra) is SMBC0000002.
What is the MICR code of Sumitomo Mitsui Banking Corporation, Mumbai?
The MICR code of this branch is 400040002.
Where is Sumitomo Mitsui Banking Corporation, Mumbai branch located?
The branch address is UNIT 601, 6TH FLOOR, PLATINA BUILDING, PLOT NO C-59, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI - 400051 (Maharashtra).
Does SMBC0000002 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.