SIBL0000735 — South Indian Bank, Kottayi
SIBL0000735 is the IFSC code of South Indian Bank, Kottayi branch, Palakkad, Kerala. MICR 678059005. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SIBL0000735 |
|---|---|
| Bank | South Indian Bank |
| Branch | Kottayi |
| Address | KOTTAYI P.O, PALAKKAD DISTRICTDOOR NO.8-609,SHIFA ARCADE,, KOTTAYI,PALAKKAD -678572 |
| City | Palakkad |
| District | Kottayi |
| State | Kerala |
| MICR code | 678059005 |
| SWIFT code | — |
| Phone | +914922285040 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other South Indian Bank branches in Palakkad
- Alanallur — SIBL0001033
- Cherpulassery — SIBL0000648
- Chittur — SIBL0000016
- Elambulassery — SIBL0000297
- Elapully — SIBL0000022
- Goolikadavu — SIBL0000287
- Kanjikode — SIBL0001040
- Karinkallathani — SIBL0000980
- Koduvayur — SIBL0000220
- Kollengode — SIBL0000036
- Kongad — SIBL0000981
- Koottanadu — SIBL0000982
How to read IFSC SIBL0000735
| Part | Meaning |
|---|---|
| SIBL | Bank code – South Indian Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000735 | Branch code – Kottayi, Palakkad |
The MICR code 678059005 is printed at the bottom of cheques from this branch: 678 is the city code, 059 the bank code and 005 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to South Indian Bank, Kottayi
Payments this branch can receive using IFSC SIBL0000735:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SIBL0000735.
Questions about IFSC SIBL0000735
What is the IFSC code of South Indian Bank, Kottayi branch?
The IFSC code of South Indian Bank, Kottayi branch (Palakkad, Kerala) is SIBL0000735.
What is the MICR code of South Indian Bank, Kottayi?
The MICR code of this branch is 678059005.
Where is South Indian Bank, Kottayi branch located?
The branch address is KOTTAYI P.O, PALAKKAD DISTRICTDOOR NO.8-609,SHIFA ARCADE,, KOTTAYI,PALAKKAD -678572 (Kerala).
Does SIBL0000735 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.