SIBL0000006 — South Indian Bank, Ayarkunnam
SIBL0000006 is the IFSC code of South Indian Bank, Ayarkunnam branch, Kottayam, Kerala. MICR 686059811. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SIBL0000006 |
|---|---|
| Bank | South Indian Bank |
| Branch | Ayarkunnam |
| Address | WARD NOVII, ST MARYS COMPLEX, AYARKUNNAM PO, KOTTAYAM DISTRICT, KERALA 686564 |
| City | Kottayam |
| District | Ayarkunnam |
| State | Kerala |
| MICR code | 686059811 |
| SWIFT code | — |
| Phone | +914812542439 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other South Indian Bank branches in Kottayam
- Akalakunnam — SIBL0000281
- Amal Jyothi Engineering College Ec Koovappally — SIBL0000844
- Arunapuram — SIBL0000453
- Athirampuzha — SIBL0000116
- Bharananganam — SIBL0000010
- Brilliant Student Centre Ec — SIBL0000879
- Changanacherry — SIBL0000013
- Chengaroor — SIBL0000371
- Cherpunkal — SIBL0000197
- Cheruvally — SIBL0000705
- Chethipuzha — SIBL0000452
- Chingavanam — SIBL0000764
How to read IFSC SIBL0000006
| Part | Meaning |
|---|---|
| SIBL | Bank code – South Indian Bank |
| 0 | Fifth character, always zero (kept for future use) |
| 000006 | Branch code – Ayarkunnam, Kottayam |
The MICR code 686059811 is printed at the bottom of cheques from this branch: 686 is the city code, 059 the bank code and 811 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to South Indian Bank, Ayarkunnam
Payments this branch can receive using IFSC SIBL0000006:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SIBL0000006.
Questions about IFSC SIBL0000006
What is the IFSC code of South Indian Bank, Ayarkunnam branch?
The IFSC code of South Indian Bank, Ayarkunnam branch (Kottayam, Kerala) is SIBL0000006.
What is the MICR code of South Indian Bank, Ayarkunnam?
The MICR code of this branch is 686059811.
Where is South Indian Bank, Ayarkunnam branch located?
The branch address is WARD NOVII, ST MARYS COMPLEX, AYARKUNNAM PO, KOTTAYAM DISTRICT, KERALA 686564 (Kerala).
Does SIBL0000006 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.