SBIN0050187 — State Bank of India, Jagraon
SBIN0050187 is the IFSC code of State Bank of India, Jagraon branch, Ludhiana, Punjab. MICR 142002054. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SBIN0050187 |
|---|---|
| Bank | State Bank of India |
| Branch | Jagraon |
| Address | TEHSIL ROAD JAGRAON |
| City | Ludhiana |
| District | Jagraon |
| State | Punjab |
| MICR code | 142002054 |
| SWIFT code | — |
| Phone | 222368 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other State Bank of India branches in Ludhiana
- Aayakar Bhawan — SBIN0051249
- Adb Machhiwara — SBIN0006291
- Adb, Tagorenagar, Ludhiana — SBIN0005579
- Agar Nagar Ludhiana — SBIN0050928
- Agar Nagar, Ludhiana — SBIN0004638
- Aitiana — SBIN0051078
- Bardhala — SBIN0051432
- Basant Avenue — SBIN0011970
- Bhutta — SBIN0051276
- Boparai Khurd — SBIN0051219
- Brahampuri, Ludhiana — SBIN0001841
- Chaura Bazar, Ludhiana — SBIN0001289
How to read IFSC SBIN0050187
| Part | Meaning |
|---|---|
| SBIN | Bank code – State Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 050187 | Branch code – Jagraon, Ludhiana |
The MICR code 142002054 is printed at the bottom of cheques from this branch: 142 is the city code, 002 the bank code and 054 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to State Bank of India, Jagraon
Payments this branch can receive using IFSC SBIN0050187:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SBIN0050187.
Questions about IFSC SBIN0050187
What is the IFSC code of State Bank of India, Jagraon branch?
The IFSC code of State Bank of India, Jagraon branch (Ludhiana, Punjab) is SBIN0050187.
What is the MICR code of State Bank of India, Jagraon?
The MICR code of this branch is 142002054.
Where is State Bank of India, Jagraon branch located?
The branch address is TEHSIL ROAD JAGRAON (Punjab).
Does SBIN0050187 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.