SBIN0010703 — State Bank of India, Pandalam
SBIN0010703 is the IFSC code of State Bank of India, Pandalam branch, Pathanamthitta, Kerala. MICR 689002476. NEFT yes, RTGS yes, IMPS yes.
| IFSC code | SBIN0010703 |
|---|---|
| Bank | State Bank of India |
| Branch | Pandalam |
| Address | PANDALAM, PIN 689501 |
| City | Pathanamthitta |
| District | Pandalam |
| State | Kerala |
| MICR code | 689002476 |
| SWIFT code | — |
| Phone | +914734254755 |
| NEFT | Yes |
| RTGS | Yes |
| IMPS | Yes |
| UPI | Yes |
Source: Reserve Bank of India IFSC/MICR list, as compiled by the open-source Razorpay IFSC dataset (MIT licence), updated 08 Nov 2026. Always confirm the IFSC with your bank before sending money.
Other State Bank of India branches in Pathanamthitta
- Adoor — SBIN0004363
- Adoor — SBIN0070060
- Anandapally — SBIN0070955
- Aranmula — SBIN0016888
- Athikkayam — SBIN0071035
- Ayiroor — SBIN0070083
- Chandanappally — SBIN0070957
- Chethakal — SBIN0071050
- Chettimukku — SBIN0070374
- Chittar — SBIN0070761
- Elamannoor — SBIN0007251
- Elanthoor — SBIN0070762
How to read IFSC SBIN0010703
| Part | Meaning |
|---|---|
| SBIN | Bank code – State Bank of India |
| 0 | Fifth character, always zero (kept for future use) |
| 010703 | Branch code – Pandalam, Pathanamthitta |
The MICR code 689002476 is printed at the bottom of cheques from this branch: 689 is the city code, 002 the bank code and 476 the branch code. MICR is used only for cheque clearing; online transfers need the IFSC.
Sending money to State Bank of India, Pandalam
Payments this branch can receive using IFSC SBIN0010703:
- NEFT – available 24×7, all days; RBI sets no minimum or maximum amount (your bank may set its own limit).
- RTGS – for ₹2 lakh and above, settled in real time, 24×7.
- IMPS – instant transfer 24×7, usually up to ₹5 lakh per transaction.
- UPI – accounts at this branch can be linked to UPI apps.
To pay someone here you need their account number, the account holder’s name and the IFSC SBIN0010703.
Questions about IFSC SBIN0010703
What is the IFSC code of State Bank of India, Pandalam branch?
The IFSC code of State Bank of India, Pandalam branch (Pathanamthitta, Kerala) is SBIN0010703.
What is the MICR code of State Bank of India, Pandalam?
The MICR code of this branch is 689002476.
Where is State Bank of India, Pandalam branch located?
The branch address is PANDALAM, PIN 689501 (Kerala).
Does SBIN0010703 support RTGS and NEFT?
NEFT: yes. RTGS: yes. IMPS: yes (as per the RBI list in our records).
Income tax refund not received?
A refund fails when the bank account on the income tax portal is not pre-validated or the IFSC has changed after a bank merger. We fix the account, raise a refund re-issue request and follow up — online, anywhere in India.